More on the Cost of Care
From a BDN article today on mental health coverage:
State officials say the cash-strapped MaineCare program would save about a million dollars a year if private insurance companies paid for mental health services as mandated by the Maine Legislature in 2003. But at a public hearing Monday in Augusta, insurers and the business community argued that forcing the issue will drive up the price of health coverage for all Mainers and end up costing the state more than it saves [...]
[Portland Representative Ben] Dudley pointed out that insurers already have raised premiums over the past two years, partly in anticipation of paying more for mental health services. "The question is, has the industry been benefiting without the state getting the intended savings?" he said.
Why are insurance companies currently allowed to disregard a law already passed by the legislature? If I get pulled over for speeding, I doubt the officer would be agreeable if warned him or her not the "force the issue" by giving me a ticket. The fact that insurers have already raised their rates while not paying for the services the state has mandated is reprehensible.
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